Why We Recommend Allworth Financial


Educational Podcasts

Performance Based

Retirement Optimization

How to Plan Your Retirement with Allworth Financial

A financially secure retirement doesn’t just happen. Instead, it takes commitment and planning. Many people try to DIY retirement planning, and end up working well into their 70’s as a result. You’ve worked hard for decades, and built up your 401(k). Your house is either paid off, or the balance on your mortgage is getting lower. What else can you do to ensure you’re maximizing your portfolio for retirement?

Turn to the Professionals at Allworth Financial

You trust doctors with your health. You trust accountants with your taxes. You trust lawyers to represent your legal interests. When it comes to ensuring the best retirement possible, you should trust professionals that specialize in retirement planning. The advisors at Allworth Financial work with thousands of clients, while managing over $10 billion in assets. 

You could plan for your retirement by yourself. Odds are, you’re going to miss a lot of opportunities to ensure you retire well, where working with an advisor can help you balance your portfolio in a way to meet or exceed your financial goals.

Retirement Planning

Why Allworth Financial

A common perception of financial advisors is that they’re only after making a commission on your money, and promoting products where they make the most money, and it may, or may not work for you. It’s understandable that you wouldn’t want to work with someone like that.


Allworth Financial is not that type of advisor. A very upfront and clear distinction is that they are fiduciaries. This means they are legally obligated to act in your best interests. This gives you peace of mind that when they are providing guidance, they are truly giving you advice of what they think is the best course of action for your specific financial profile, and goals.


Along similar lines of being fiduciaries, Allworth Financial’s primary fee structure is based on the amount of assets they are managing for you. Simply stated, they’re paid based on how they perform. If your portfolio increases in value, they make more money as a result. If your portfolio greatly increases, they will still make more money, but their percentage could be reduced to a smaller amount of your total assets.


Another distinction for Allworth Financial is that their advisors work together as a team, rather than competing like salespeople. Many firms have sales consultants rather than advisors, so it’s often a dog-eat-dog environment where there’s little to no support for one another. Instead, Allworth encourages collaboration to allow the best advice possible from multiple perspectives to ensure you thrive in retirement.

Retirement Education with Allworth Financial

In addition to the advice Allworth provides, they also have an education driven approach to retirement planning, in general. They offer many free resources, such as their podcast, Allworth Financial’s Money Matters, as well as many free workshops, both virtual, and in-person. Even if you’re not ready to start with Allworth Financial today, you can still utilize these resources as valuable tools to assist in helping get your portfolio moving in a positive direction.

Getting Started

Choosing a retirement advisor is a big step, and shouldn’t be taken lightly. The first step you should take in making this decision is to schedule an appointment with an advisor at Allworth Financial to see if they are a good fit for you. Depending on how detailed of a conversation you’d like to have, this conversation can last anywhere from 15 minutes to an hour. There isn’t any one-size-fits-all solution, and you will see how well they tailor their advice based on your needs based on the questions they’ll ask you, and how they would manage your portfolio.

Concluding Thoughts

No matter if you have 10 years, or 10 minutes until you’re ready to retire, Allworth Financial can be a great option for you to help ensure you have the best possible retirement. The average age of retirement for Americans is getting older as time goes on. Financial reasons are the most often cited reasons for delayed retirement. If you have the backing of professionals that optimize retirement funds everyday, you’re going to have the best possibility of being properly set up for retirement on your terms.

You rely on professionals everyday to carry out specialized tasks for you. Set your appointment with Allworth Financial today so you have a team of reliable professionals working for you to ensure your retirement assets are working to their full potential, and so you can rest easy in your retirement, knowing that you have a strong portfolio working for you.